Health Insurance: Attaining Treatment and Paying Taxes Becomes Hassle-Free. The policy which equips you to attain the best medical treatment without any fret regarding heavy medical bills at discharge time can be referred to as a health insurance policy. It is vital in fast-moving today's life where people are always hustling, which results in an increasing health conditions. Therefore, having...

Medical costs are constantly rising due to the growing demand that results from our burgeoning population and the increase in lifestyle diseases. This makes it crucial for people to avail health cover from an early age. Until a few years, pre-existing conditions, critical sicknesses, and outpatient expenses were outside the coverage available under medical insurance. An increase in the...

The Insurance Regulatory and Development Authority of India (IRDAI) has established some standards and guidelines regarding the coverage of insurance policies in India. Arogya Sanjeevani policy is an IRDAI initiative that is aimed towards providing an easy-to-understand and accessible health insurance policy to people. Arogya Sanjeevani falls under the category of SHIP or Standard Health...

A health insurance policy is a contract between an individual and the insurance company. The contract binds the insurance company to provide medical coverage to the policyholder. In turn, the individual pays a pre-decided premium to the insurance company. The premium amount is decided based on different factors, such as age, medical history, and the income of the individual. Understanding...

Importance and Types of Health Insurance Claims In contemporary times when life has become so uncertain, dealing with health mishaps is a real struggle as such can cost a fortune. Royal Sundaram is one of the most trusted insurance organizations which have come up with different policies which can help you with your financial struggles amidst medical emergencies. There are two types of claims...

Over the years, medical technology has made massive progress, making it possible for human life expectancy to increase by decades. However, at the same time, changes in lifestyle and various environmental issues have led to setbacks in the overall health of an average human being. In such conflicting times, the safest bet is to invest in a health insurance policy, which can provide the...

Did You Know: Maternity insurance is often available after a 3-4 year waiting period. For this reason, it is important to purchase insurance with maternity coverage as early as is possible. Do not wait until you are pregnant or have decided to start a family to buy insurance, as you will most probably lose out on all the benefits of maternity insurance. Healthcare costs are soaring and growing...

When you spend hours every day doing the same old stuff and following the same routine, a change seems like the best thing, especially if you can spare some time for it over the weekend. Now, if you have a penchant for cars, a road trip can be an ideal way to shake up things and explore new places and possibilities. In fact, you can certainly make the most of your weekend by heading on a long...

As a car owner, it can be overwhelming to understand the various aspects associated with mandatory car insurance. For instance, long-term third-party car insurance cover was introduced only a couple of years ago. Here’s everything you need to understand its importance and how you can benefit from the same. The history of long-term third-party car insurance After the Supreme Court of India...

As per the Motor Vehicles Act, 1988, third-party car insurance is mandatory in India. However, with the rise in the number of accidents, it is incredibly important to invest in a good comprehensive car insurance policy that protects your vehicle in such situations. When you buy a comprehensive car insurance policy in India, you can choose from a wide range of add-ons. To get optimum coverage...

Your car is your faithful companion on the road, and it makes all your journeys comfortable, and easy. It may be the daily commute to the office or a drive along the countryside on the weekends; your ride will always live up to its performance and luxury, irrespective of weather or time. But what if the car suffers damage for no fault of yours? Car repairs can be costly and may burn a hole in...

A Home Content plan helps you protect your valuables against the risk of theft, fire, and other such eventualities. Find out all about this plan and how it will be useful to you this festive season.   1.What is a Home Content Insurance plan? How will it be useful this festive season?   Comprehensive coverage Home Content Insurance is an insurance plan for covering all your household...

Home is where your heart is, and your abode is undoubtedly your most cherished possession. Despite knowing this fact, many of us still hesitate to act responsibly when it comes to protection of our homes. Buying an appropriate home insurance policy is the first step towards being responsible. The significance of getting property/ real estate insured is underestimated as people find it...

Marriage is one of the crucial life-changing parts of our lives. It does come with a lot of responsibility. Starting your own family means upgrading a lot many things together as a couple. It can become overwhelming for a couple when it comes to taking up new things. But financial security is one such aspect that showcases security towards the family. The health insurance coverage of your...

It’s going to be an exciting time if you are considering buying a new car this festive season. The leading auto majors in India have in store a host of new releases that are promising to skyrocket sales and leave customers spoilt for choice. Car enthusiasts are eagerly looking forward to the launch of premium sedan Maruti Kizashi, luxury SUV Hyundai Santa Fe, premium SUV Skoda Yeti and...

Two-wheeler insurance is mandatory by law for riding bikes on Indian roads. And your bike insurance premium is directly related to your motorcycles Insured Declared Value (IDV). Hence you need to understand what IDV is and how it affects your insurance premium. What is Insured Declared Value (IDV) in Motor Insurance? IDV is the monetary value assigned to your motorcycle when your bike...

With petrol and diesel costs rising every day and the increasing road traffic, most car buyers are obsessed with mileage. After all, fuel expense contributes to the running cost of the car which you incur every month and there is no escaping this once you buy a car. If you are looking to buy a new car and fuel efficiency is on top of your checklist, check out this list of India’s most...

  A two wheeler insurance policy provides protection against unforeseen circumstances which includes natural and man-made calamities, third party liability, and personal accident. Did You Know: According to Indian law, two wheeler insurance is a necessity. In fact, driving a vehicle without two-wheeler insurance is considered as illegal in India. As per Motor Vehicle Act, you will have to...

  A new bike means a lot to those who love riding a two-wheeler. We take good care of it and to ensure that no harm comes to their precious bike; we also purchase a new bike insurance policy. And if needed, we also make the vehicle even more attractive by customizing and modifying it in certain ways. Did You Know: Your two-wheeler insurance provider should be aware of any bike modifications...

Winter is approaching, and each year, it impacts homes across North India quite fiercely. While it makes for the best time to tuck into a cozy blanket and sleep a bit longer, you need to winter-proof your home on priority so that it stays strong and secure against chilly winds, and snow. From keeping pipes from freezing to having home insurance, there are a number of ways to shield your home...