Pay Less! If you drive Less!

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    What is Usage Based Motor Insurance (UBMI)?

  • UBMI is our usage based private car insurance plan that helps you insure your car at really affordable prices depending on your usage.

  • Royal Sundaram got approval from IRDAI for this product under sandbox (Testing of innovative insurance products for a period of 6 months in the market).

    Why you should buy UBMI?

  • Low premium based on Kms you drive

  • Customisable coverage options

    How does Usage Based Motor Insurance (UBMI) work?

  • You pick a plan, which will be valid for a year, depending on the kilometres you cover; up to 4000, 6000 Km.

  • We will ask only the odometer photograph during inception and once in 3 months.

  • You can customise your plan with your choice of add-on covers.

  • We’ll send you timely reminders to top-up your plan.

  • Low premium based on Kms you drive

Disclaimer: Usage Based Motor Insurance (Sandbox application no. 525) is offered as an experiment under the Regulatory Sandbox proposal valid from 15th November 2021 to 14th May 2022.