In India, two wheelers are considered as the most convenient mode of transport for the people commuting on a day-to-day basis. Did You Know: As per the Indian Motor Vehicle Act, if you own a two wheeler, you will have to get it insured. It's not optional, but compulsory to buy two-wheeler insurance if you own a bike or scooter. Moreover, having a two-wheeler insurance is an ideal way of...

Vacations, and holidays ring of happy times. Yet, there are a number of preparations to be done – apart from everything that you need do for taking the trip, there are various home maintenance aspects that you need to look into. This will ensure that while you are on a vacation, and your home will be shut tight, it will remain just the same when you return from your holiday. Here are a few...

What are Claims in Health Insurance? A health insurance claim is submitted by the policyholder so that the insurance company can verify that they are eligible for compensation of the treatment costs. How insurance claims work is that the policyholder is either directly reimbursed or the company pays for the medical bills, depending on the process followed. The main aim of the claim is that the...

Welcoming the newborn is both a moment of joy and responsibility. With increasing health risks, it is essential that you opt for the best health insurance plan for the little one. With Royal Sundaram, you can now live worry-free about your child's future needs. Our comprehensive health insurance for a newborn baby is exclusively crafted for your infant and ensures that they are adequately...

  A NOC or No Objection Certificate for a bike is an official document from your RTO or Regional Transport Office. The NOC is a way to de-register your vehicle with the state's RTO. Did You Know: Getting a NOC is mandatory if you move from one state to another with your bike for more than a period of 12 months. According to the Motor Vehicles Act of 1988, the state's RTO is in charge of...

Commuting safely and conveniently despite crowded public transport, traffic, and high-priced motor vehicles is possible with a single solution – a two-wheeler. However, for many two-wheeler owners, purchasing the most ideal two-wheeler insurance becomes a daunting task. The challenge with regular two-wheeler insurance Getting a two-wheeler insurance on a regular basis can often be too much...

A lot of people do not consider health insurance to be a principal part of their financial plan. Individuals who enjoy good health, strong immunity, and rarely ever fall sick often assume that medical insurance is a waste of money. However, health insurance is as crucial as saving for the future. Irrespective of your age, medical history, or income, having health insurance...

Imagine this. Your neighbourhood Sachin Tendulkar is busy swinging every ball for a four or a six on a casual Sunday evening with his buddies. CRASH! The ball doesn't hit the boundary, but the windshield of your car, breaking it into pieces. Your car's insurer will cover it fully right? Wrong! Did You Know: Most people ignore the terms and conditions of their car insurance. Every insurer...

A home is undoubtedly a valuable, and precious asset. Yet, many people take the safety of such an asset for granted. The need for home insurance No matter how many measures you might take to secure your home, certain risks will continue to exist. Buying a home insurance policy is the only way you can safeguard it from every risk, and related damage. A home insurance policy shields you...

Driving safely is a real challenge in the rainy season. With the conditions of the roads in this weather, drivers need to be all the more careful, and follow proper driving and traffic rules. This is why we see many car owners lining up to get their cars serviced especially to survive the monsoons. But just servicing your cars to gear up for the rains is not enough; using a few tips to drive...

If a car were a body, the engine would be its heart. And as it goes, any damage to the heart causes severe damage to the body, and to the wallet. If the engine of the car gets impaired, the car more or less just becomes a pile of junk. And the cost of repair is definitely a blow to the bank, one that is usually not covered by car insurance plans. This is where the Engine Protector...

Protect your home against natural disasters and burglary with home insurance  There is little else that is more fulfilling than living in our own home, with the echoes of a happy family. After all, it is in our homes that we dream our best dreams, and also live them out. However, given how homes are purchased with a lifetime’s financial planning, it becomes important to safeguard our...

Your home sweet home is your abode of security and comfort. But have you ever thought that your home needs a cover too? Home insurance is a must for every home today! Get answers to all your questions about home insurance in this article.  Why do I need home insurance?   In today’s world, everything is at a risk, including the home that secures you, Fire, earthquake, floods, accidents…...

“I don’t want to spend a single moment worrying about anything at home while I am on vacation – not about the house, the plants, or whether I left something on that I shouldn’t have, or if there are pending bills to be cleared”, shares Shuba, an HR professional who lives on her own in one of India’s top cities. She believes that peace of mind is guaranteed only when things back at home are in...

As the number of people opting for the convenience of online policy purchases keeps increasing, insurance companies have begun to offer exclusive offers to such customers. Hence, purchasing healthcare policies online doesn’t just offer convenience, but it also works out to be cheaper. Pro Tip: The internet offers a wealth of information to consumers, so make it a point to do your homework...

A two-wheeler makes navigating the traffic-congested roads of India easy. And if buying a new bike burdens your resources, you can always go for a second-hand one. However, buying a second-hand bike requires some paperwork. Right from the two-wheeler policy transfer to the reassignment of legal ownership and more, you might have many queries. Here are the answers you need. How to...

The pandemic has further elevated the thrill associated with riding a motorbike. After repeated lockdowns and extended periods of staying indoors, the joy of riding a motorbike through beautiful and tranquil terrains cannot be expressed in words. This is especially so for serious motorbike enthusiasts, for whom, venturing on long road trips is a not just a dream, but a way of life. Ensuring a...

Buying a home is a once-in-a-lifetime dream come true. This is especially true in today’s times, when we are increasingly spending more time at home.  In fact, whether you have bought a new home after years of saving your hard-earned money, or decorated your family home by taking up a loan, a home remains one of your most-cherished possessions. But have you ever thought of insuring this...

Did You Know: Many insurance companies offer add-on features when it comes to your car insurance at an additional cost. Though such add-on features increase your premium marginally, they also offer great benefits. For example, zero depreciation cover. If you add this cover to your car insurance, then you will get full reimbursement for the replaced parts without any deduction while making...

If you own a car, having a car insurance policy is warranted, given the fact that third-party insurance is mandatory. This effectively means that whether you have a comprehensive policy or not, every measure is taken to ensure that the other person involved in an accident would suffer no loss. The question then arises that if you are willing to purchase an insurance that would undoubtedly offer...